A job allows you to have an input. A business enables you to have an impact. It is a myth that 'not everybody can be in business'. If you have a brain, you can do business. Your business is anywhere your skills and talents meet the world's needs. Start small. Sell to excel. Invest in order to live your best. Prioritise your needs: rent, transportation, utilities, and feeding. Wear your old clothes. Use your old phone. Then, use what is left as seed capital for your upward mobility, and don't be noncommittal to your prosperity.