If you have no connections, build them.

If you have no money, work, save, invest.

If you have no friend, be a better person.

If you have no talent, practice more.

If you have no idea, walk more.

If you have no confidence, commit more.

If you have no clarity, write more.

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5 lesson learned from book-Money: MASTER THE GAME 📚
-
1. Money is neutral

Money is simply a tool, it is our intentions and means that make it evil or good. Money amplifies what a person already is. It will make the greedy more greedy and it will make the generous more generous.

Money can fund a dream or start a war. — Tony Robbins

2. Be honest about your financial situation

Being too negative or too positive is dangerous.

You have to be real when it comes to managing your money.

Be honest with yourself about where you are and identity what you’re lacking so you can begin to make changes.

3. Be humble

Being overconfident with what you know is a recipe for disaster anywhere, especially with finances.

The best investors know they’re going to be wrong, no matter how smart they are. — Ray Dalio

4. Give

According to Robbins, giving is the ultimate secret to wealth.

It might be counterintuitive that giving allows you to have more. But maybe that’s just how life works, it gives to the givers.

5. Prepare

It wasn’t raining when Noah built the arc.

Build an umbrella fund while the weather is nice.
Set up health funds while you’re still healthy.
Save for retirement while you’re still young.

Losers react; leaders anticipate - Tony Robbins.

Thanks for Reading

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Maturity is learning to walk avway fromn people and situations that threaten your peace of mind, self-respect, values, morals or self-worth.

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🔤🔤 Truths that will hurt like hell but make you a better person

1. Your achievements and success wont matter as much as the MEMORIES you’ve made, when you’re on your deathbed.

2. Your self worth shouldn’t be dependent on the opinion of others. Learn to VALUE yourself.

3. Set priorities and prioritize self care. You CANT just pour from an empty cup.

4. Betrayals are from the CLOSE ones, and not from enemies.

5. Success isn’t a destination, and it doesn’t just happen at a time. Its a JOURNEY of continuous growth and improvement.

6. Everyone you love is going to die one day, and you NEVER know when. (including you!)

7. Happiness is not a treasure to be found, but it can ALWAYS be built within ourselves.

8. Perfection is unrealistic. Just try your best and BE the best you can be.

9. Everyone ages, BUT not everyone matures.

10. You quit, you lose, you fail.

11. Time you enjoy wasting, is NOT wasted time
12. The most pure love you can most probably get is from YOUR PARENTS.

13. And lastly, NOBODY cares how difficult your life is.

because,
you are the author of your own story~

👝 BUSINESS IDEA

CRAIGSLIST ODD JOBS 🤝

✅ BROWSE THE CRAIGSLIST "ODD JOBS"
SECTION

✅ YOU CAN OFTEN GET GOOD MONEY FOR HELPING PEOPLE DO YARDWORK, MOVING ETC. AT SHORT NOTICE

6️⃣ Fears that prevent you from starting your own business

✅. "Business will take all my time" - you always have the right to rest. You are not a machine and you are not required to work 14 hours a day.

✅. "I won't be able to live as before" - yes, but you will live better.

✅. "I will lose all my money" - start with minimal investment or, if possible, no investment at all.

✅. "I'll make a mistake and ruin everything" - everyone has the right to make a mistake. You can always start over.

✅. "I'm going to fail" - for success you need to believe in yourself.

✅. "This is too much responsibility" - your main responsibility is for your life, the rest is less important.

8 Must Read Money Books For Aspiring Millionaires

1. THE RICHEST MAN IN BABYLON by George S. Clason

2. RICH DAD POOR DAD by Robert Kiyosaki

3. THE MILLIONAIRE FASTLANE by M.J. Demarco

4. THINK AND GROW RICH by Napoleon Hill

5. 10X RULE by Grant Cardone

6. LINCHPIN: ARE YOU INDISPENSABLE by Seth Godin

7. ZERO TO ONE By Peter Theil

8. THE OBSTACLE IS THE WAY by Ryan Holiday

Everything shines when it is its time, whether the sun, the moon, the stars or a comet. Take yourself for example. You don’t put on your house lights in the day time, because it is not the right time. You too will shine. Your time is coming soon! Therefore, go where life takes you, but don’t break when life shakes you. Dead leaves fall when the wind blows the tree. You are not a DEAD leaf. You are a DEAR leaf. You add life to the tree. You have value. You are an asset, not a liability. Be encouraged!


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Know your worth.

💰 How to become a financially literate person: 4 best recommendations

1. Invest
All financially successful people recommend investing. Investments are not only about additional income. This is also a reserve for a comfortable, carefree old age.

2. Manage your money
Learning to earn money is half the battle. It is also important to be able to handle money and manage it skillfully. That is, to be able to spend.

3. Seek financial independence
Here are a few main rules for such independence: find a stable source of high income, do not borrow, do not take loans unless absolutely necessary, create a source of passive income.

4. Constantly develop
Do you know how to become a financially literate person on your own? Constantly learn and develop! Without this you will not be able to achieve success. Development is a guarantee of your prosperity. You need to learn from other, successful people. Be sure to practice and take into account other people's mistakes!

HOW TO LOOK EXPENSIVE

Body:

1. Take care of your hair, nails, skin.

2. Choose clothes in neutral colors.

3. Prioritize quality over quantity.

4. Trust your own style instincts.

5. Clean & protect your shoes regularly.

Mind:

1. Understand your need and want.
2. Strengths and weaknesses.

3. Build self-confidence from within.
4, Listen to your intuition.

5. Practice gratitude.

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📌 Calling ordinary investments

📎 Investment in private companies is one of the most interesting alternative investment options.

📎 The companies are often located on the front edge of innovation, having potential for huge growth and profit.

📎 Odnako it is important to remember that investing in private companies is associated with inherent risks, including the possibility of losing all your investments.

😀 Why it is extremely important to show proper prudence and invest only that you can afford to lose.‌‌

🎵 If you want new ideas…

- Study art
- Read history
- Walk in nature
- Watch old movies
- Read classic books
- Visit old architecture
- Follow your curiosity
- Visit your grandparents
- Question what’s normal
- Learn a new language
- Talk to strangers
- Travel regularly
- Eat better food
- Write daily

Money may not buy happiness, but I'd rather cry in a Jaguar than on a bus.

💪 We gain strength when:

✅ we gain new knowledge;
✅ overcome our fears;
✅ try something new;
✅ engage in creativity;
✅ we communicate with nice people;
✅ we communicate with people who support us and believe in us;
✅ we engage in our body (any physical practices, bath, swimming pool are suitable);
✅ free up physical space (remember how different you feel in a renovated room);
✅ free up emotional space (remember how you feel differently when you managed to forgive and say goodbye to a person);
✅ we say "no" when we want to say "no" and we say "yes" when we want to say "yes";
✅ we begin to do what the heart asks.

SELL THE PROBLEM YOU SOLVE,
NOT THE PRODUCT.

Know your worth.

🟢 Most people wait for dream opportunities to find them.

Truth is, they won't come your way. EVER.

You have to create opportunities by:

→ Working twice as hard
→ Constantly improving your skillset
→ Staying steps ahead of your competition
→ Taking calculated risks and embracing change
→ Networking and building valuable relationships

Do this while building a Personal brand & you'll become an "opportunity magnet".

Talk less
Think more
Do more
Achieve more

Some SKILLS That Will Pay You Forever.

1. Ability to sell and negotiate.

2. Ability to convey what you think and feel.

3. Ability to break a process down into smaller steps.

4. Ability to walk away.

5. Ability to manage time effectively.

6. Ability to stay positive and optimistic.

7. Ability to write words to persuade and influence others.

8. Ability to speak in front of a large audience.

9. Ability to keep trying even after failure.

10. Ability to invest money on own.

11. Ability to do things irrespective of situation.

12. Ability to self analysis.

13. Ability to learn how to learn.

14. Ability to understand what others feel.

15. Ability to remain consistent.

16. Ability to master your thoughts.

17. Ability to take decisions based on facts not based on emotions.

18. Ability to ask for help.

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How to hack happiness chemicals:

Dopamine (rewards):
- Complete tasks
- Eat some food

Oxytocin (love):
- Play with a dog
- Hug someone

Serotonin (mood):
- Meditate
- Sunshine

Endorphin (pain killer):
- Physical exercise
- Laughing

Note: there are no electronics on this list.

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Rental business

Purchase via ad
⚒ Often the information about the premises provided in advertisements is not true. For example, there is an apartment with an area of ​​40-50 sq.m., the 1st floor of a five-story building with windows facing the street and the documents are ready for sale. And the price is attractive.

No cold calculation
⚒ Often, successful at the very beginning of a transaction, negotiations on the purchase and sale of a non-residential property may begin to “fall apart” just before the finish line. And you are already so attached to the found object that you are ready to make concessions just to get it.

Agreement to the stated price
⚒ The seller can evaluate his apartment as highly as he likes. But you shouldn't rush to overpay. The concept of “market” price is often interpreted as the one named by the seller.

Fear of failure
⚒ Fear is the main enemy on the path to success. It is often reinforced by instability of the real estate market, economic turmoil and other factors.‌‌

Tips to help you be successful:

• Implement healthy habits every day
Good habits are the foundation of wealth. They distinguish a successful wealthy person from a loser. In the latter, bad habits prevail. Think about what's stopping you? Awareness is the first step to change.

• Set goals regularly
Successful people are driven by their goals. There are always unconquered peaks in front of them. They plan their day in detail.

• Identify root causes
If you know why you want to achieve wealth and success, you will get there faster. Setting goals is important. But even more important is why you chose this particular goal.

• Get things done
The truth is as old as the world: do not put off until tomorrow what you can do today. Everyone has fears “What if it doesn’t work out?”, “It’s too difficult,” and so on. But successful people overcome them and bring important things to the end, no matter what it takes.

• Do the maximum and even a little more
To do something, if only to quickly and if only to lag behind - the approach of losers. Successful and wealthy people always do even a little more than what is required of them. If you have to stay at work for this - no problem! Putting in more effort is easy!

5 tricks to effectively maintain motivation for every day:

1. Reduce the number of tasks Try to reduce the number of tasks you need to do today. Look at their list and ask yourself - do you really have the energy and time to do all this?

2. Congratulate yourself on even modest victories All your achievements are important, no matter how small. Notice them, praise yourself. You can get in the habit of making a list of your day's victories every night and saying to yourself, "I'm doing great!" So in your subconscious mind an installation will be formed that you can do everything, that you can handle everything, and motivation will grow.

3. Don't forget to rest You won't be able to work well and efficiently if you're tired, exhausted, if your strength has left you.

4. Take advantage of procrastination If you tend to procrastinate, you can turn this to your advantage.

5. Try to sit back If you need to study for an exam, but there is no desire, and it is not clear where to get the motivation to study, allow yourself to relax for a while.

📌 Break down goals into small steps: the secrets of effective planning

Hello friends! Have you ever faced a situation where you had a large and complex goal, and you did not know where to start? Breaking down goals into small steps is the key to successfully achieving such goals. In this post, we'll figure out how to do it:

1️⃣ Define your main goal: Start by formulating your main goal based on the SMART framework we discussed earlier. It must be specific, measurable, achievable, relevant and time bound.

2️⃣ Decompose into subgoals: break the main goal into several subgoals or intermediate results that you need to achieve. For example, if your goal is "lose 10 kg in 5 months", sub-goals could be: "lose 2 kg in the first month", "exercise 3 times a week", etc.

3️⃣ Create an actionable plan: identify specific actions that will help you achieve each subgoal. They should be simple, doable and results-oriented. For example, "go to yoga classes every Tuesday and Thursday night" or "make yourself a healthy breakfast for the week ahead."

4️⃣ Set deadlines and priorities: determine when and in what sequence you will complete each task. This will help you navigate in time and understand at what stage you are.

5️⃣ Track progress: regularly monitor your achievements and analyze the results. If something doesn't go according to plan, adjust your actions and strategies.

6️⃣ Celebrate small victories: don't forget to rejoice in the achievement of subgoals and celebrate them. This will keep you motivated and help keep you enthusiastic towards your main goal.

So, now you know how to break large and complex goals into small steps and manage your time and resources more efficiently.

⚒ 5 practical tips for business during a crisis

Advice one: wind down your business.
📌 Do not confuse this advice with a call to leave the business. If the number of clients decreases, then it is logical to temporarily reduce production volumes. This will give you the opportunity to save on wages, raw materials, taxes, transportation costs and much more. And then - wait. As soon as demand goes up, you can start your business at full capacity again.

Tip two: save money.
📌 In a crisis, not only people, but also companies have to save. Calculate, perhaps moving to a cheaper office or reducing the mileage of company vehicles will allow you to survive the crisis more confidently. The main emphasis in saving should be placed on production. Remember that in times of crisis, when the wealth of buyers has fallen, price will always be in the first place when choosing from products of competing companies. Even at the expense of quality.

Tip three: get rid of unnecessary things.
📌 There are certain cost items in every company that during a crisis can be significantly reduced or abandoned altogether. Do not refuse advertising under any circumstances. Consider budget-friendly advertising methods. There are a lot of them. More than a hundred species. Test it. You will definitely find a better option for your company.

Tip four: defend yourself.
📌 The crisis carries many negative consequences and can present an unpleasant surprise at any time in the form of another collapse of the ruble, a sudden increase in prices or bankruptcy of the bank in which you are served. You can always protect yourself from such problems. Firstly, legally. For example, you can specify in a long-term contract price changes that depend on exchange rate differences if your company is heavily dependent on imports. Secondly, economically, by transferring the company's assets into reliable savings (foreign currency, securities and even precious metals).

Tip five: use the crisis.
📌 The financial crisis is an excellent platform for the growth of your company. In fact, it is during such periods that the market is redistributed. Right now you can create an excellent foundation in order to “shoot” after the end of the crisis, becoming a new leader in your industry. The main thing is not to miss the moment. In addition, you can use other moments of the crisis to your advantage, such as cheaper labor. In a crisis, you can often hire two of the same quality for the salary of one worker. Benefits can always be found.‌‌

5 Main Tips on How to set goals

1. Make your goal as clear and detailed as possible

2. Define how you will measure success

3. Check whether your goals are achievable

4. Make sure your goal is relevant

5. Set a beginning and end date

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✅ How to attract more clients

✅ This method involves the use of game elements in order to evoke positive emotions in people, attract their attention and turn them into regular customers.

✅ Contests, competitions, quests, and missions are widely used in the gaming environment. Gamification works well in mobile applications and social networks.

▫️ Its effectiveness has already been appreciated by many popular retail chains. Results: an increase in the number of sales and fans of the company, an increase in the average check.‌‌

🫵 You are a loser if you tell yourself these phrases:

- I'll do it tomorrow

- They were lucky

- I have no time

- This is unfair

- It's easy to say

- I am not guilty

- I'm too tired

Those who fail always find excuses, and those who succeed always find ways to do it.

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❗️ I make in a day what I used to make in a month 😌

I show you how 👇

I found a brand new niche that has raised my income to over $2500 a day! I find vulnerabilities in websites and share that info on my channel👈

You just need to repeat my actions and after you withdraw the money to your card (account/wallet), you share the interest with me 🤝

✅ Watch the details in my channel, and those who subscribe will get some money to start (I'll share a lifehack)👇
https://t.me/+2XSGuGs1r0I0Yzc0

🌐 6 qualities of a successful leader (according to Google)

1. Is a good mentor
✅ Employees need a leader who spares no time in giving advice, and not only when something doesn’t work out for them

2. Trusts his subordinates and does not push them over trifles.
✅ Micromanagement is a common mistake that many managers make.

3. Creates a unifying atmosphere in the team, cares about common success and progress
✅ In the first version of the list, this item sounded like this: “He is interested in the affairs of his subordinates and worries about them.”

4. Works productively and is results-oriented
✅ People don't want to work with lazy bosses.

5. Able to communicate, listen and share information
✅ The ability to communicate effectively is one of the main qualities of a good leader (as well as a subordinate).

6. Supports career development and discusses performance issues
✅ Google added this item to its list relatively recently.‌‌

Stop buying things emotionally. That is why the top 1% of the world are richer than the remaining 99%. The 1% invest first and consume last, the 99% consume first and invest later. It is why the rich get richer, and the poor get poorer. It is in your money habits!

🎚 10 Ways To Grow Your Money

1. Consistently buy things that go up in value.

2. Work in a field that you are passionate about and enjoy.

3. Don’t look for a job, look for a career and a mission.

4. Invest as much money as you can when you are young so you have 40+ years to benefit from compound interest.

5. By an investor primarily and a consumer secondary.
6. Learn skills that can earn you a good income.
7. Stay in good health so you can create value that will earn you money.
8. Stay away from expensive bad habits.
9. Only be in relationships that create value in your life.

10. Make small financial mistakes and avoid ones that can ruin you.

By Steve Burns

9 Steps to succeed

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👝 TOURIST BUSINESS - OPENING A TRAVEL AGENCY

How to open a travel agency
⚒ First of all, you need to distinguish between the concepts of tourist operator and travel agency.
A tour operator organizes a tour: buys plane tickets, books rooms in foreign hotels, plans excursions, and so on.
The travel agency simply sells this tour for a commission. In order to become a tour operator, large investments are required, sometimes exceeding tens of millions of rubles. To open a travel agency, one million rubles is often enough.

Travel agency registration
⚒ Registering a travel agency today is not difficult. Licensing for such activities was cancelled. The most suitable form for a start-up company is individual entrepreneurship, which is very easy to open. To do this, you do not need to involve third-party organizations and various kinds of consultants.

A smart manager is the key to success
⚒ “The tourism business does not tolerate amateurs,” - this expression, in the best possible way, proves the importance of the qualifications of travel agency workers. A successful agency only needs two or three professional managers. But, as practice shows, not every company is able to recruit even such a staff of qualified personnel.

Business pitfalls
⚒ According to some experts, a business such as a travel agency will soon run the risk of becoming obsolete, that is, the need for agent services will simply disappear. And the reason for this is the Internet. There are managers who have personally traveled on fifty tours, and their knowledge and rich experience still allow them to compete with the information that Internet resources offer today. At the same time, most managers have not visited even 10 tours.

10 Lessons from the book "HOW TO GROW YOUR SMALL BUSINESS" 📚
-
1. Entrepreneurship is not for the faint of heart. It takes grit, determination, and a willingness to fail over and over again before you finally succeed.

2. Your customers are the lifeblood of your business. Without them, you have nothing. So, always make sure you're delivering value and exceeding their expectations.

3. Don't try to be everything to everyone. Instead, focus on your niche and become the go-to expert in that area.

4. Hiring the right people is critical to the success of your business. Look for individuals who share your values and have the skills and experience you need to take your business to the next level.

5. Invest in your own education and development. The more you learn, the more you'll be able to grow your business.

6. Keep an eye on your finances. Always have a solid understanding of your cash flow and expenses, and be prepared to make adjustments as needed.

7. Marketing is key to growing your business. Make sure you have a solid marketing plan in place and that you're tracking your results so you can make informed decisions about where to invest your resources.

8. Never stop innovating. Always be on the lookout for ways to improve your products and services, and stay ahead of the competition.

9. Building a successful business takes time, patience, and hard work. Don't give up when things get tough. Keep pushing forward, and you'll eventually achieve the success you're looking for.

10. Remember that your business exists to serve your customers, not the other way around. Keep their needs and desires at the forefront of everything you do, and you'll be well on your way to building a thriving business.

The issue is not that you do not have as much energy as successful people. You do. With few exceptions, we all have energy. It is just that you invest your energy in hate and resentment instead of on love and contentment. That is the difference between you and joyful people. You cannot plan your success. But the minute someone offends you, you can plot your revenge with laser focus. When was the last time you rewarded or appreciated someone who helped you? But you can easily remember the last time you dealt with someone who slighted you.

One woman asked me:

“Why are you so independent? You always do only what you want"

Then I replied:

“When I was little, I realized that when I do something, someone can be happy, but someone can’t. There will always be people who will not support this.

Then I decided that there should always be one person who would be happy with my action. And I knew for sure that this person was me.”

Whether other people are happy or unhappy is their problem.

I told this to my own children. I have tested this in practice all my life.

The most important task is to make yourself happy.

🗣 Brian Tracy

Good George Bernard will wean you from whining and laziness

1. The world consists of slackers who want to have money without working, and idiots who are ready to work without getting rich.
2. Dance is a vertical expression of horizontal desire.
3. Hatred is the coward’s revenge for the fear he has experienced.
4. We do not have the right to consume happiness without producing it.
5. An ideal husband is a man who believes that he has an ideal wife.
6. To be able to endure solitude and enjoy it is a great gift.

WHERE TO GET ENERGY?

We gain strength when:

▫️Let's meet new people
▫️We get new knowledge
▫️ We overcome our fears
▫️Let's try something new
▫️Playing (without any specific goal)
▫️ We are engaged in creativity
▫️We communicate with nice people
▫️We communicate with people who support us and believe in us
▫️We start doing what we want.

📌 Production of stretch ceilings

⚒ Stretch ceilings are a popular element of interior design. They give the room a modern look, hide unevenness in the main ceiling or electrical wiring, and can also serve as additional insulation.

⚒ To start a business, you will need equipment such as a heat gun, a machine for cutting materials, as well as special fasteners and profiles. You may need a small production facility.

⚒ To promote your business, you should create a website displaying products and your contact information. Advertise at construction exhibitions and in specialized magazines. Actively use social networks to attract customers and partners.

⚒ The average cost of a stretch ceiling can range from 1,500 to 10,000 rubles per square meter, depending on the chosen material and design.‌‌

Overthinking is just not trusting God.

If you read your Bible as I do or your Quran as some of my other supporters do…

The common theme is trusting God.

I’m not perfect (none of us are). I still have days in my business where I feel up against a wall.

But something which has helped me massively.

Is taking to God about it. Literally just take a walk and speak to him.

Then listen for his guidance while I focus on the actions.

Anyways I want you to learn to trust God. Don’t allow worry to limit you.

🤵 ​Prospects for small business development

❕ By studying the prospects for the development of small businesses and analyzing foreign and domestic experience in the development of small businesses, one can point out the following advantages:

    1. Greater independence of actions of small businesses;
    2. Faster adaptation to local economic conditions
    3. Relatively low costs, especially management costs
    4. Flexibility and efficiency in making and implementing decisions
    5. A great opportunity for an individual to realize his ideas and demonstrate his abilities
    6. Lower capital requirements and ability to quickly introduce changes in products and production in response to local market demands
    7. Simplified accounting of the business activities of the enterprise
    8. Relatively higher equity capital turnover
    9. Concentration of the entire amount of profit received in one hand - the owner of the enterprise, etc.‌‌

💰 9 SECRETS OF RICH PEOPLE 💰

1. Aspiration.
You may want to achieve a lot in life, but you must strive to find an opportunity to achieve something. Think about why many of the people around you have nothing? Yes, because they do not have enough desire to win.
⠀
2. Selecting a goal.
Whatever your aspirations, you cannot move forward if you have not chosen a goal for yourself.
⠀
3. Have a plan.
Please note that all wealthy people in our world, before starting any business, come up with, develop, and then implement the plan they have outlined.
⠀
4. Creative approach.
It is the development of action plans that must be approached creatively. It is the creative streak that will help you find an original solution and help your imagination look at everyday things differently.
⠀
5. Risk.
Those who don't take risks don't drink champagne! Have the courage not to miss your chance!
⠀
6. Know how to use other people's money.
Everyone knows that running a business requires initial capital. But this does not mean that you must invest money. Earn money from other people's money by putting it into circulation.
⠀
7. Persistence.
Be persistent! Millionaires become millionaires because they persistently pursue their goals, despite obstacles.
⠀
8. Self-control.
As a rule, successful people are people who have great willpower and do not allow themselves to be lazy. They have the ability to control their actions.
⠀
9. Talk to smart people.
By being around wealthy and successful people, you will get the opportunity to study how they think and how they do business. By visiting the same restaurants, the same clubs, the same events as them, you will be able to establish connections that interest you and acquire the necessary acquaintances

...

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Always be kind

Always be polite

As small acts of kindness and generosity will always be rewarded by the universe

You will only win as much as you help others win as well

And you should in fact help others even if they cannot give you anything back

Just as you're pure hearted

🟢 6 reasons why you are not achieving your goals and desires

1. You set generalized goals for yourself.
2. You haven't developed a strategy to achieve your goal.
3. You don't track progress.
4. The environment interferes with your development.
5. You don't change your usual approach to things.
6. You are waiting for help from strangers.
7. You give up too soon

💸 Business Idea

Custom Clothes 👕

🤵 Managing Risk – How to Navigate Uncertainty in Business

Every business comes with risks, but successful entrepreneurs know how to manage and mitigate those risks. Whether it’s financial, operational, or market-related, understanding and preparing for risks can help you avoid costly mistakes and keep your business on track.

🔑 Key Advice:

✔️ Identify potential risks: Regularly assess your business for areas of vulnerability, including financial risks and market changes.

✔️ Have a contingency plan: Prepare for worst-case scenarios by having backup plans and emergency resources.

✔️ Balance risk and reward: Don’t shy away from risk entirely—calculate the potential rewards and take measured risks that could lead to growth.

✔️ Takeaway: Risk is inevitable in business, but how you manage it determines your success.

Here are 10 lessons from

" Invested "📚📚📚

How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money

by Danielle Town:

1Understand the Power of Value Investing
Value investing focuses on finding undervalued companies with strong fundamentals. This approach emphasizes patience, research, and long-term thinking to grow wealth sustainably.

2 Invest in What You Know
Following Warren Buffett’s principle, invest in companies or industries you understand well. This reduces risk and increases your ability to evaluate the business’s true value.

3 The Importance of a "Margin of Safety"
Always invest with a margin of safety—buying stocks at a significant discount to their intrinsic value. This provides a cushion against market fluctuations or errors in judgment.

4 Patience Is a Superpower
Successful investing is not about constant activity but waiting for the right opportunities. Discipline and patience are critical traits for a value investor.

5 Learn to Master Your Emotions
Emotional reactions to market fluctuations can lead to poor decisions. Staying calm and rational during market highs and lows is essential for long-term success.

6 Do Thorough Research
Investing requires deep research and analysis of a company’s financials, management, and competitive position. The more you know, the more confident you can be in your decisions.

7 Focus on Quality, Not Quantity
Invest in fewer, high-quality companies rather than diversifying excessively. Owning a small number of carefully chosen stocks allows you to monitor and understand them better.

8 Think Like a Business Owner
Treat your investments as if you are buying a piece of the business, not just a stock. This mindset shifts the focus to long-term performance and fundamentals rather than short-term price movements.

9 The Role of Continuous Learning
Both Buffett and Munger emphasize lifelong learning. Constantly improve your understanding of businesses, industries, and markets to refine your investment strategy.

10 Face Your Fears and Grow
Danielle shares her personal journey of overcoming fear and skepticism about investing. Facing fears, whether about money or other challenges, can lead to personal and financial growth.

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👝 How to open a bar: step-by-step instructions

Step 1️⃣. Assess the market and idea
⚒ The initial stage for any business idea should be its evaluation. Ask yourself: is this required by the market?

Step 2️⃣. We are looking for a suitable place, planning the renovation of the premises
⚒ For any catering establishment, a properly selected location plays an important role.

Step 3️⃣. We create a menu and organize supplies
⚒ At this stage, you should determine the composition of the menu, the list of dishes, their cost and selling price.

Step 4️⃣. Planning promotion
🎙One of the important points when opening a bar is the preparation and implementation of an effective marketing strategy.

Step 5️⃣. Making a financial plan
⚒ To get an accurate calculation, it is recommended to develop a business plan that will take into account all costs in terms of current prices for a specific region and a specific idea.‌‌

🟢 6 reasons why you are not achieving your goals and desires

1. You set generalized goals for yourself.
2. You haven't developed a strategy to achieve your goal.
3. You don't track progress.
4. The environment interferes with your development.
5. You don't change your usual approach to things.
6. You are waiting for help from strangers.
7. You give up too soon

🚀 How to understand that your life is changing for the better

⏺It becomes easier for you to show firmness and purposefulness.

There are more and more positive people around you.

⏺You have learned to enjoy being alone.

⏺You are no longer afraid that others may not like you.

⏺You have learned to enjoy your work.

⏺You get high from life in all its manifestations.

You accept yourself for who you are.

🟢You show care and love first of all to yourself, and only then to everyone else.

🪙7 Habits of all Millionaire People

🟠Relentless Learning:
Never stop learning and always seek knowledge to keep ahead.

🟠Strategic Networking:
Understand the power of relationships and surround yourself with mentors and collaborators who inspires you.

🟠Ruthless Focus:
Have a crystal-clear vision and cut out all distractions.

🟠Bold Risk-Taking:
Take calculated risks and step out of your comfort zone.

🟠Disciplined Finances:
Managing your money must be your first priority. Master your finance and build a solid foundation.

🟠Relentless Work Ethic:
Be consistent in what you do and give your best. Showing up daily is the key.

🟠Genuine Persistence:
Push through challenges and do not give up easily. Success take time! 

🟢Incorporating these 7 key habits into your life can set you on a trajectory towards financial success and personal fulfillment.

⚒ 3 marketing strategies for business beginners

🖊 We're now exploring underrated techniques that promise to redefine the very essence of your marketing approach:

🖊 Collaboration with micro-influencers. Obviously, in the age of the “digital boom” you need to partner with bloggers, but microbloggers show much better results. They have much fewer subscribers, but a more engaged audience, which proves the result with sincerity and support.

🖊 VR, AR and gamification. The sales of the future will be built on these words: through these tools, brands will be able to attract audiences in a more accessible way. Try creating online quizzes or launching an AR company that reflects the essence of your business.

🖊 Storytelling. Today you can work with many storytelling tools: YouTube, Reels, TikTok. Gather your brand data and numbers to build a relevant social media strategy from it.‌‌

📈 Business Ideas with Low Startup Costs

Looking for a business idea that doesn’t require a large investment? Here are a few low-cost options to consider:

1. Freelancing: Offer services like graphic design, writing, or social media management. All you need is your skill and an internet connection.

💻 Pro Tip: Use platforms like Fiverr or Upwork to find clients.

2. Online Coaching: If you’re knowledgeable in a particular field (fitness, business, language), offer coaching services through online platforms.

Example: Offer 1-on-1 coaching via Zoom or host webinars.

3. Dropshipping: You don’t need to hold inventory—partner with suppliers to sell products online.

💻 Tip: Platforms like Shopify make it easy to start a dropshipping business.

4. Blogging or YouTube Channel: If you’re passionate about a topic, create a blog or YouTube channel to share content and monetize it with ads or sponsorships.

5. Print on Demand: Sell custom-designed T-shirts, mugs, and other merchandise without holding inventory.

💻 Pro Tip: Use platforms like Printful or Teespring.

🟢 Happiness is acceptance:

- Accepting past mistakes
- Accepting your imperfections
- Accepting not everyone will like you
- Accepting you can’t change others
- Accepting those days you feel “off”

Being happy doesn't mean life is perfect

It means you're fully embracing all of it

✅ How to attract more clients

✅ This method involves the use of game elements in order to evoke positive emotions in people, attract their attention and turn them into regular customers.

✅ Contests, competitions, quests, and missions are widely used in the gaming environment. Gamification works well in mobile applications and social networks.

▫️ Its effectiveness has already been appreciated by many popular retail chains. Results: an increase in the number of sales and fans of the company, an increase in the average check.‌‌

🎚 10 Ways To Grow Your Money

1. Consistently buy things that go up in value.

2. Work in a field that you are passionate about and enjoy.

3. Don’t look for a job, look for a career and a mission.

4. Invest as much money as you can when you are young so you have 40+ years to benefit from compound interest.

5. By an investor primarily and a consumer secondary.
6. Learn skills that can earn you a good income.
7. Stay in good health so you can create value that will earn you money.
8. Stay away from expensive bad habits.
9. Only be in relationships that create value in your life.

10. Make small financial mistakes and avoid ones that can ruin you.

By Steve Burns

Manage your expectations very well

Expectation from others leads to frustration

Expectation from yourself leads to inspiration

Expectation from God leads to elevation

Expectation from the enemy leads to destruction

Expect from God and yourself

🟢Join and Share ✈️ @Busines_Talk ⭐

🌍 How to turn new customers into regular ones

🖋 Collect feedback
Create a process for constantly collecting feedback: talk to those who haven’t purchased for a long time, read reviews, study competitors.

💵 Talk about the benefits
Study your competitors' offerings and tell your clients how you compare favorably.

🌠 Remind yourself
The client might have forgotten about your product. Write to him: invite him to go shopping, remind him about the accumulated points in the loyalty program.

💱 Tell us about new products
Send a letter with a selection of new products, tell them if you have started selling new types of goods, and invite them to the opening of the next store. Send newsletters about discounts and sales.‌‌

A job allows you to have an input. A business enables you to have an impact. It is a myth that 'not everybody can be in business'. If you have a brain, you can do business. Your business is anywhere your skills and talents meet the world's needs. Start small. Sell to excel. Invest in order to live your best. Prioritise your needs: rent, transportation, utilities, and feeding. Wear your old clothes. Use your old phone. Then, use what is left as seed capital for your upward mobility, and don't be noncommittal to your prosperity.


🤵 5 market research tools you need to know

The key to success for any business is good market research. Business owners and marketers need to understand the competition, stay on top of industry trends, and adapt quickly as markets shift.

It's no longer necessary to order expensive studies from agencies. You can get the info you need independently with effective solutions. Here are some of them:

⚙️ Craft lets you review how a particular competitor has grown and gained market share. You can study their growth over time, social presence, brand trends, market positioning, and the latest company news.

⚙️ Social Searcher shows you emerging trends and topics that matter in your market. You can find keywords, content, mentions, users, and trends across social media networks. The tool also specifies what information you want with filters.

⚙️ Owletter tracks competitor email marketing efforts. It captures all emails from a specific website, uses artificial intelligence to analyze them, and alerts you of anything important you should know about. You can spot trends, track seasonality, and understand target audiences.

⚙️ Competeshark monitors changes to a competitor’s website in real-time. It visits your designated competitors’ websites and notifies you of changes like content updates, layout changes, or new promotions.

⚙️ Market Explorer shows the levels of market competition, market shares among competitors, and market size. It also compiles a list of the corresponding industry players. They’re separated into four categories — niche players, established players, game changers, and leaders.

✅ Types of wealth...

Always be kind

Always be polite

As small acts of kindness and generosity will always be rewarded by the universe

You will only win as much as you help others win as well

And you should in fact help others even if they cannot give you anything back

Just as you're pure hearted

🟢Join and Share ✈️ @Busines_Talk ⭐

Repeat to yourself:

I matter.
I love myself.
I'm worthy.
I'm valuable.
I have a great purpose.
I have a gift to give to the world.
I deserve to be happy.
I'm intelligent.
I'm growing.
I'm healing.
I'm evolving.
I'm learning.
I'm creating a better life for myself.

Dear You,

you are good enough.

you are smart enough.

You are strong enough.

You are beautiful enough.

You are kind enough.

You are brave enough.

You are inspiring. You are loved. You are cared for and you are powerful.

You are enough and you ALWAYS will be.

  🟢Join and Share ✈️ @Busines_Talk ⭐

⚒ “Breaking the contract”: 3 mistakes in contracts with contractors

1️⃣ Ignoring innovative potential. Contractors can offer innovative solutions for your business. The mistake is not to consider their proposals, limiting ourselves to standard approaches.

2️⃣ Underestimation of the importance of small details in the contract. Small details in a contract, such as payment terms for small expenses or penalties for minor violations, can lead to significant financial losses in the long run.

3️⃣ Forgetfulness regarding intellectual property. It is necessary to clearly define who will own the intellectual property created during the collaboration. Insufficiently clear terms can lead to disputes over rights.‌‌

People will applaud you for your wins,

But they will secretly wish for you to lose.
They want drama. Entertainment.

They want to see a hero die trying.
They don’t want to see him win.

So when you do win,
Be wary of those next to you.

HOW TO INVEST YOUR FIRST 💵5️⃣0️⃣0️⃣0️⃣...

If something isn’t happening for you.

It could be;

1- You aren’t ready for it.
2- It isn’t ready for you.

YET…

Don’t give up!

  🟢Join and Share ✈️ @Busines_Talk ⭐

🟢 6 reasons why you are not achieving your goals and desires

1. You set generalized goals for yourself.
2. You haven't developed a strategy to achieve your goal.
3. You don't track progress.
4. The environment interferes with your development.
5. You don't change your usual approach to things.
6. You are waiting for help from strangers.
7. You give up too soon

Invest in yourself.

Go to the most expensive gyms.
Go to the most expensive restaurants.

Only be surrounded by other winners.
Only ever talk with beautiful women.

Everything matters.

From your personality to the way you speak

So try to do everything as best as possible.

The power of money is not in its beauty. It is in its value. The Venezuelan Bolivar is beautiful but worthless. The U.S. Dollar is not artistically beautiful, yet it is valuable. Apply this wisdom to marriage. In choosing a life partner, don't just look at beauty. Look first at value. What do they bring to the table? If they bring only sex and looks, look elsewhere. Not that you should, but you can easily get sex and looks without marriage. Don't go and marry a beautiful Venezuelan Bolivar and reject a plain U.S. Dollar. That is the genesis of 'fear women' and 'men are scum'.

🟢Join and Share ✈️ @Busines_Talk ⭐

🤵 Business idea for the suburbs: Breeding and growing snails

Advantages of a Shellfish Farming Business
📎 It is most important to note that the snail growing business does not require colossal material costs. In general, you can get by, as they say, with a little bloodshed.

Sales market
📎 This issue is considered “sick” for almost every entrepreneur. The “snail” business is no exception, because it is important not only to grow shellfish, but also to sell them, thus recouping all the invested effort and money.

A little about snail meat
📎 We can safely say that any business started can make a profit if you initially approach the matter correctly. And if previously growing snails as a business was not considered a profitable business‌‌

🔥 The law of karma says:

Don't get too happy when people tell you they love you and care about you.

Do you know how long this will last?

Because people is like seasons, they change...

‼️Value your time

In fact, this is the only resource that you cannot replenish.

All this is more important than any of your money, friends, acquaintances and grievances, although it may not seem so to you, because what matters is “here and now”, and not what will happen “later”.

This is the problem - we live as if we have eternity left, but in reality no one knows when his time will come.

Learn to value time and spend it on the right things. For example, spending a month to optimize your work and in the future it will save you 6 hours every day is an excellent investment of time.

Mindlessly scrolling through TikTok just to giggle is idiotic, because it won’t help you in any way, although it will distract you from the problems at the moment.

But the problems won't go away. And time has already been lost.

Don't forget this.

🟢Join and Share ✈️ @Busines_Talk ⭐

Appreciate people who treat you well for no reason. After all, there are very few of them.

Everyone around us can smile at us, but not everyone needs to be allowed close. Many are nearby only because it is beneficial for them because of some blessings in life.

And there are people who do not rush around our necks and do not get into our souls, but at the right moment they will always be there.

They just don’t know how to take revenge, they don’t know how to play along, they are who they are. And such people need to reciprocate.

You can’t spit in the soul of a person who truly values ​​you!

🗣 Tom Hardy

College teachers are poor

And yet they teach you about money and of how to invest it

Only the foolish would take the advice of a poor man on how to get rich

Do not be that stupid

Only listen to the rich.
The actual millionaires.

Not the ones who “studied” them and act like they know everything but they’re still poor

Money talks bro

If you don’t have it, save yourself some time and focus on getting your cash up rather than “acting smart”

My philosophy is, you’re a complete dumbass until you’re rich

You can’t convince me that you’re smart and broke, it is impossible

You can convince me that you’re potentially smart if you just listen rather than talk with empty pockets

If you were smart you would’ve been in a Ferrari rn

🟢 How to create a media plan

-Define campaign goals & KPIs
-Identify your target audience
-Perform competitive research
-Set a budget
-Determine the media mix
-Develop a media strategy
-Create a media schedule
-Execute the plan
-Monitor
-Measure results

✅ Printing services on T-shirts

✔️ are for us, both an everyday item of clothing and a way to highlight. They can be a good substitute. In this connection, the benefits of printing images on T-shirts can be a very popular business.

✔️ Βlocations will depend on your business model. If you plan to make cami t-shirts, then you need their supplier and wholesale purchases. Or you can provide printing services to the customer's card, then provide specialized equipment for applying packaging and packaging.

✔️ The audience of the business will be active and creative people who are looking for individuality and unique subjects of the audience. To realize the service you can easily use an online store, website, website or even organize sales on local media.

✔️ To increase the price you can offer a custom design.‌‌

1 day of goal setting = a clear direction.
7 days of goals = focused action.
21 days of goals = measurable progress.
30 days of goals = visible results.
4 months of goals = life-changing momentum.
1 year of goals = dreams turned reality.
Are you ready to chase them?

🟢Join and Share ✈️ @Busines_Talk ⭐

🤳 WHAT ARE YOU DOING WITH YOUR PHONE?

👝 How to open a bar: step-by-step instructions

Step 1️⃣. Assess the market and idea
⚒ The initial stage for any business idea should be its evaluation. Ask yourself: is this required by the market?

Step 2️⃣. We are looking for a suitable place, planning the renovation of the premises
⚒ For any catering establishment, a properly selected location plays an important role.

Step 3️⃣. We create a menu and organize supplies
⚒ At this stage, you should determine the composition of the menu, the list of dishes, their cost and selling price.

Step 4️⃣. Planning promotion
🎙One of the important points when opening a bar is the preparation and implementation of an effective marketing strategy.

Step 5️⃣. Making a financial plan
⚒ To get an accurate calculation, it is recommended to develop a business plan that will take into account all costs in terms of current prices for a specific region and a specific idea.‌‌

.Forget yesterday’s money.

The only money you need to focus on is the money you will make today.

Because as a man you must make money every single day.

Otherwise sooner or later you will run out of money or worse,

You won’t afford the very things you dream every night of.

✉️ How to open a photo salon?

Where to start?
📌 Like any other business project, this direction must begin with drawing up a business plan. Yes, although this matter has quite a bit of scope in terms of organization, you definitely can’t do without a plan.

The need for advertising
📌 Even though you are opening a small salon, you should not forget about advertising. It is necessary because it will allow you to attract your main customers and talk in advance about what exactly you offer to your visitors.

Solving salon issues
📌 How to start a photography business? First of all, you need to open a photo salon. If you want to get serious about this kind of business and have an advantage over your competitors, then we suggest you rent a room

Additional costs
📌 Don't forget that there are also regular expenses for maintaining your business.‌‌

Yes 🔥

  🟢Join and Share ✈️ @Busines_Talk ⭐

8 Sentences that will open your mind

🟢Join and Share ✈️ @Busines_Talk ⭐

HOW TO STAY AHEAD OF THE COMPETITION...

🟢Join and Share ✈️ @Busines_Talk ⭐

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There should be a balance

Between business and your personal life

But that balance depends on your current position in society

If you are unsatisfied with your current lifestyle and the car you drive

Then there should be close to no balance

Only sleepless nights of hard work


🟢Join and Share ✈️ @Busines_Talk ⭐

💰 How Rich People Pay No Taxes...

#Businesstips #Businessprotips #Taxes

🟢Join and Share ✈️ @Busines_Talk ⭐

...

✅ 15 Rules to Live By

•Be Thankful.
•Be Kind.
•Be Useful.
•Be Strong.
•Be Loving.
•Be Honorable.
•Be Respectful.
•Never Quit.
•Never Fear.
•Refuse To Lose.
•Stay Happy.
•Stay Healthy.
•Stay Faithful.
•Stay Confident.
•Remain Humble.

📈 Production of glowing balloons

💡 Glowing balloons are a popular element at events and holidays, they are original and attract attention. According to Eventbrite reports, the use of luminous decorations at events attracts more participants and promotes greater involvement in the event.

💡 Glowing balls are produced by introducing LED light bulbs inside regular balls, with the addition of special materials that create a glowing effect.

💡 Investments are required in the purchase of LED lamps, batteries, balls, decorative elements and tools for their assembly, as well as expenses for electronics and technical equipment.

💡 You can increase the price of products by making individual balloons for a specific event or occasion.‌‌