10 LEVELS OF WEALTH

1.Broke – Can’t cover basics.
2.Paycheck-to-Paycheck – No savings.
3.Stable – Emergency fund, low debt.
4.Debt-Free – No bad debt, saving.
5.Comfortable – Investments, homeownership.
6.Millionaire ($1M+) – Financial freedom.
7.Multi-Millionaire ($5M+) – Luxury living.
8. Rich ($30M+) – Private investments.
9.Ultra-Wealthy ($100M+) – Elite assets.
10.Billionaire – Global wealth & power.

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5 assets to own before your 30s:

- A skill that pays you well
- Equity in a business
- Dividend stocks or ETFs
- Real estate, even fractional
- A personal brand or audience

It’s OK to raise your standards without guilt.

That might mean:
✳ Saying no more often
✳ Choosing clarity over comfort
✳ Making space for what aligns

Growth doesn’t always look loud. Sometimes, it looks like boundaries.

Your dream isn’t “too big.” Your ideas aren’t “too crazy.” The real question is: are you brave enough to go after what you actually want? 👀

I’m 30.

• No Porn.
• No Parties.
• No Wasted days.

Instead…

• I work.
• I train.
• I learn.
• I build.

If you’re obsessed with growth,
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To sell…

- Talk like a friend
- Listen like a psychologist
- Ask questions like a teacher
- Focus on tonality like an actor

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“I'm staying in.”
“I'm not drinking.”
“I don't want dessert.”
“I'm having an early night.”
“I'm hitting the gym in the morning.”

These phrases are often met with disappointment or a snarky comment about you being boring or old.

Let’s stop shaming people for prioritizing their health, peace, or personal goals.

Everyone who loves:

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Every day, you’re making choices that either bring you closer to your dream life or keep you stuck. The question is: Are your daily actions aligned with the life you say you want? If not, it’s time to start choosing differently. 🙌🕊

Be obsessed with books.
Be obsessed with money.
Be obsessed with growth.
Be obsessed with happiness.
Be obsessed with good foods.
Be obsessed with healthy habits.
Be obsessed with self-improvement.
Be obsessed with transforming your life.

Control your mind to stay sane.
Control your money to stay free.
Control your mood to stay clear.
Control your mouth to stay peaceful.

PEOPLE LOSE RESPECT FOR YOU WHEN:
• You overexplain yourself
• You say “yes” to avoid confrontation
• You apologize for setting boundaries
• You let them get away with things once
• You seek to be liked instead of respected

Stop being nice.
Start being strategic.
Most won’t say it. We will. ♟️

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The faster you do the hard things you avoid the faster you get the good things you want.

Stop broadcasting your intentions anywhere. Whether it is social media, church testimony, family gatherings, parties or one-on-one conversations. Humans are naturally envious animals. And if you tell people how you plan to do better than them in life, they will listen and then form their own plans to frustrate your plans. Don't forget that people who do not have the intelligence to build are often endowed with the cleverness to destroy.

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How the wealthy use debt:

1. They don’t use it to consume
2. They borrow to buy assets
3. Real estate, business, investments
4. They use other people’s money to multiply wealth
5. Debt is a tool, not a trap

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For the next 6 months, become addicted to these 6 habits, and you'll be unrecogniz-
able by June 2025:
1) Waking up early:
Waking up early means you're already ahead of everyone else.
Waking up earlier gives you more time to:
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• Work on business
• Be more productive
It is a huge life hack and gives you more time to achieve your goals.

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Your 20s are for learning.
Your 30s are for earning.
Your 40s are for owning.
Your 50s are for enjoying.

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“If you want to be successful, you must respect one rule – never lie to yourself.”

— Paulo Coelho

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When fishermen cannot go to sea, they repair nets.

When the sea is too rough to sail, the smart ones don't wait—they get to work.

They mend their nets, sharpen their tools, and prepare for the moment the storm breaks. Because even in stillness, there's progress. It's not about sitting idle; it's about building what's next.

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5 ways to Improve Your Productivity

1. Prioritize – Focus on what truly matters.
2. Plan – Structure your day with clear goals.
3. Execute – Take action without overthinking.
4. Eliminate – Remove distractions and time-wasters.
5. Reflect – Learn and adjust for better efficiency.

What you will be in 5 years depends on:

● the books you read
● the food you eat
● the habits you develop
● the people you hang out with
● the physical activity you practice
● of the money you invest
● the sacrifices you make

Growth takes time.
You don’t have to have it all figured out. Keep learning, keep growing, and trust that everything will fall into place.

One step at a time is still progress.

It’s not about how many times you stumble, but how many times you rise.

You DON’T need to:

• Cancel Netflix
• Quit going out
• Delete social media

You DO need to:

• Wake up earlier
• Build a routine
• Stay focused on your goals

6 months of discipline can put you ahead of 99% of people. 🗿

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Feeling stuck? Shift your focus. Every problem has a solution—don’t stop until you find it.

The 5 books that changed my life and blessed my finances:

1. Atomic Habits by James Clear
2. The Alchemist by Paulo Coelho
3. Thinking, Fast and Slow by Daniel Kahneman
4. Rich Dad Poor Dad by Robert Kiyosaki
5. Man's Search for Meaning by Viktor Frankl

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From Broke to Wealthy: 10 Steps to Financial Freedom:

1. Shift Your Mindset
2. Track Your Finances
3. Cut Unnecessary Expenses
4. Increase Your Income Streams
5. Master a High-Income Skill
6. Build an Emergency Fund
7. Invest Wisely & Consistently
8. Leverage Smart Debt
9. Network with Wealthy Minds
10. Stay Disciplined & Patient

take notes:

• Self-improvement over everything
• Prioritize your mental health
• Stay disciplined in your workouts
• Invest in your knowledge
• Keep your circle small
• Focus on building wealth

Level up and dominate.
Elevate yourself

If you’re 18 - 30 make NO MAJOR COMMITMENTS until:

1. You know where you stand with God. Believe or don’t? Make up your mind and be at peace.
2. Determine your profession hopefully one you enjoy. Gain the skills necessary to obtain it and make sure it pays you enough to live the life you want. Nobody else’s.. the life YOU want.
3. Get control of your health. Become mentally and physically strong. Built on discipline. Eat the right things, train hard, pray / meditate, read, etc. GET STRONG.

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If You Do These, You’ll Be Unstoppable:

1. Work out every day.
2. Wake up before sunrise.
3. Never complain.
4. Master one high-income skill.
5. Cut out distractions.
6. Keep your word, even to yourself.
7. Move in silence, strike with power.

Discipline will make you legendary. ♟️

11 Ways to Be Mysterious:

1. Stay calm
2. Talk less
3. Avoid drama
4. Make eye contact
5. Use confident body language
6. Be less reactive
7. Listen more than you speak
8. Think before you talk
9. Think outside the box
10. Don't always be available
11. Speak less about yourself

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7 Greatest Doctors in the World:

Sun

Rest

Exercise

Diet

Self-Respect

Real Friends

Money

What else would you add?

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Your attention is the currency of existence.

Not gold, not time—attention.

The world bids for it, a silent auction of chaos.

Where you spend it, reality bends.

A screen? A dream? A truth? Guard the flame. It’s all you own.

Scatter it, and you vanish.

Focus it, and you become.

Never complain again.

Complaining allows you to feel like you're doing something, without you actually doing anything at all.

Complaining accomplishes nothing.
And yet, it's our cultural ethos. It's the air we breathe.

Instead of complaining, do something:

Laugh, love, forgive, move, let go, say no, say yes, try again, try something new, etc.

But whatever you decide to do, first decide to never complain again.

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Not invited = Don't go

Not told = Don't ask

Late invites = Decline

You were never part of the plan.

Treat yourself with the respect you deserve.

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Self-discipline is the bedrock upon which self-respect is built.

It’s not just about willpower—it’s about proving to yourself that you’re capable of showing up, day after day, even when it’s hard.

Every time you honor a commitment, push past resistance, or choose actions that align with your values,

You’re sending a message to your own mind:

I am reliable.
I am worthy of trust.

Think about it—respect isn’t something handed to you by others.

It’s forged in the quiet moments of effort, in the decisions no one else sees.

When you skip the excuses, silence the inner critic, and do the work, you earn a deeper sense of pride and integrity.

Those small, consistent victories stack up, transforming how you see yourself.

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Delete the roster.

Fix ur sleep.

Go ghost, hit the gym.

Fix ur circle.

Speak less.

Accept the past.

Put ur best foot forward.

Become a better version of urself.

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Quotes of the day. You must read to become 1% 📈📚

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Focus on the 4 G's

GOD

GYM

GOALS

GROWTH

Everything else? Distractions.

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Your body is your home.

You only get one.

Fuel it properly.

Rest it wisely.

Move it daily.

Respect it.
Always.

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"According to Psychologists, there are four types of Intelligence:

1) Intelligence Quotient (IQ)
2) Emotional Quotient (EQ)
3) Social Quotient (SQ)
4) Adversity Quotient (AQ)

1. Intelligence Quotient (IQ): this is the measure of your level of comprehension. You need IQ to solve maths, memorize things, and recall lessons.

2. Emotional Quotient (EQ): this is the measure of your ability to maintain peace with others, keep to time, be responsible, be honest, respect boundaries, be humble, genuine and considerate.

3. Social Quotient (SQ): this is the measure of your ability to build a network of friends and maintain it over a long period of time.

People that have higher EQ and SQ tend to go further in life than those with a high IQ but low EQ and SQ. Most schools capitalize on improving IQ levels while EQ and SQ are played down.

A man of high IQ can end up being employed by a man of high EQ and SQ even though he has an average IQ.

Your EQ represents your Character, while your SQ represents your Charisma. Give in to habits that will improve these three Qs, especially your EQ and SQ.

Now there is a 4th one, a new paradigm:

4. The Adversity Quotient (AQ): The measure of your ability to go through a rough patch in life, and come out of it without losing your mind.

When faced with troubles, AQ determines who will give up, who will abandon their family, and who will consider suicide.

Parents please expose your children to other areas of life than just Academics. They should adore manual labour (never use work as a form of punishment), Sports and Arts.

Develop their IQ, as well as their EQ, SQ and AQ. They should become multifaceted human beings able to do things independently of their parents.

Finally, do not prepare the road for your children. Prepare your children for the road."

Social media costs time.

Fast food costs health.

Notifications costs focus.

Comfort zone costs future.

Some things are pricier than money.

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“I don’t have confidence.”

Wrong.

You don’t have competence.

Confidence comes from action.

Act poor. Act broke. Act like a
useless man.

Act like you can't afford bread until they find out you own a bakery.

Have more than you show and speak less than you know.

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How to brainwash your mind in 7 days:

Drink 3 litres of water every day.

Exercise at least 1 hour every day.

Do your most important task in morning.

Wake up and don't look at your phone for the1st hour.

Replace social media with knowledge books & podcasts.

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"Sit at a table where they talk about

God

growth

money

goals.

Not people!"

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Keep it in mind:

Trainers won't make you fit

Mentors won't make you rich

Teachers won't make you smart

Doctors won't make you healthy

At the end of the day you have to take the RESPONSIBILITY.

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No one talks about the dark side of
self-improvement:

You'll lose friends.

You'll be misunderstood.

You'll outgrow people.

But the freedom you gain is worth it.

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Lock in

Believe in God

Eat proteins

Lift weights

Focus on money

Go for long walks

Mind your business

You'll solve 99% of problems in your life.

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7 habits that will transform you:

Wake up before 6 AM

Exercise for 30 mins a day

Read 10 pages a day

Dedicate 1 hr to a new skill

Eat a healthy diet

Meditate for 10 mins a day

Say NO to short-term pleasure.

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Keep Your Personal Life Private.

1. Don't advertise your happy marriage on social media

2. Don't advertise your kids achievements on Social media

3. Don't advertise your expensive buys on social media Reality is...

1. Not everyone is going to be happy for you

2. Most of the "Nice" comments you get are just fake

3. You will only attract the evil eye on you and your family

4. You are attracting jealous people in your life

5. You don't know who is saving your pictures and checking your updates

6. You really need to stop this because it may ruin your life, family, marriage and career.

Social Media is the devils eyes, ears and mouth, don't fall in to the devils trap. Let your private life remain private.

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YOUR TIME IS MORE VALUABLE
THAN MONEY

Money lost can be regained.

Time lost is gone forever.

The rich buy time.

The poor waste time.

Use your time wisely.

What's your biggest time-
waster?

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It takes just one big win to cover for a lot of losses and set you up for life.

Push hard till you get it.


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Before you decide it's a bad day:

Spend time with family

Read instead of scroll

Go for a walk outside

Water your plants

Snuggle with pets

Hit the gym

Call your best friend

Eat a sweet treat

Tidy up the house

Make a nutritious meal

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The past is for learning.

The present is for living.

The future is for growing.


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If you:
Read 10 pages a day

Sleep 8 hours a night

Save 20% per paycheck

Exercise 4 times a week

Take 10,000 steps a day

Do 4 hours of deep work per day

You are ahead of 99% of the population.
Keep moving forward. Keep working hard.

If you:
Read 10 pages per day

Sleep 8 hours per night

Save 20% per pay check

Exercise 4 times per week

Walk 10,000 steps per day

Do 4 hours of deep work per day

You're ahead of 99% of the population.
Keep moving. Keep grinding.

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Respect yourself enough to walk away from people who don't support, value or improve you in any way.

Disappear for 6 months and set yourself 10 years ahead:

Brutal thread:

1. Fix your physical health.

Do basic exercises like:

- sit-ups
- Squats
- Bike rides
- Walk 7,000 steps
- Mountain climbers
- Push-ups, pull-ups

Your body weight is enough to keep you fit.
Bonus points if you lift weights.

2. Fix your metabolic health.

Prioritize:

- Protein
- Healthy fats
- Electrolytes
- Spring water

Eat:

- Meat
- Eggs
- Fruits
- Vegetables
- Fermented dairy

3. Fix your mind.

- Read books
- Write a blog
- Journal

Don't limit yourself to the little you know.

Read books on:

- Personal Finance
- Growth
- Science
- Health

Ready to connect with great minds.

4. Fix your emotions.

Acknowledge you're human and learn how to deal with your emotions.

Do this:

- Meditate
-Forgive people
- Learn to let go with ease
-Make peace with your past

You need to be at peace with yourself to make progress in life.

5. Fix your inner circle.

90% of your decisions are influenced by your environment.

Your inner circle should discuss:

-Your family
- Investments
- Success

You don't need friends who:

- Gossip
- Complain
- Blame others

You become what you stay around.

6. Develop a skill.

Skills get you paid anywhere.

Dedicate 60 minutes a day to a skill that will pay you.

Learn:

- Copywriting
- How to Invest
- Digital Marketing

Use these skills to build a side hustle.