Small update to @palette:
- Added protocols section. Now you can see which project you have funds in.
- Added a ‘Yield’ page. It will be expanded as protocols are added. Up-to-date list at palette.finance.

This is still not the main functionality 🎨

It’s great when a DeFi project includes features like “see how it works” or “here’s a demo wallet,” showcasing the product through a pre-configured example. You don’t need to connect your wallet to explore it. This isn’t common in TON, but it is in Palette.

t.me/PaletteFinanceBot/palette

How many tokens need to be created for one to take off? How many projects must be developed for one to be liked by people? It’s hard to answer and hard to execute, yet later even the simplest idea becomes brilliant. The best DeFi is simple DeFi.

Small updates @palette:
- added 7D PnL for your portfolio (big thanks to dton.io)
- broke down your portfolio into 6 categories
- slightly adjusted TWAPS to match the overall style
- added the Celebs page

t.me/PaletteFinanceBot/palette

This still isn’t the core functionality 🤟

TON Foundation members don’t use products on TON blockchain, so they don’t know what users actually need. It’s a different story when you use the projects yourself every day and talk to the community — you know their real needs.

Look for problems and help solve them, instead of imagining how to make TON better. That’s what I’m doing right now.

How easy it is when there are institutions, big investors, and no pressure from above.

April is a good month. Soon, soon.

Why don’t I talk about Palette in full? It’s not fear of competition — I’m sure others have had the same idea. I stay quiet because if you start by hyping something and only then build it, it ends up being nonsense.

All great things appear first, are underestimated, and only then admired. If a new phenomenon starts with praise, there will be no phenomenon. Blum is a good example.

@Palette is making waves at Web3Festival in Hong Kong. Today, Steve Yun (a member of TON Foundation) spoke on stage about trading bots and the potential of TON blockchain, mentioning Palette along the way.

After such speeches, development accelerates — we can’t wait to show the world what Palette Finance is.

When a project is young, it’s easy to pivot — you can frequently change plans and adapt to the market and demand. As it scales, quick changes become harder, but still possible. DeFi projects on TON should always remember that TON is also a young blockchain, constantly evolving.

There are many Russian-speaking users in TON who don’t know English. And while it’s common for crypto projects to use English, I believe we shouldn’t forget who the core audience of TON is.

Great projects: jvault, webdom, evaa, storm, swap.coffee, split.tg

On palette.finance I’ve added two languages to make it comfortable for everyone. English is the default, but you can switch languages with one click.

TWAPs have moved to Palette Finance.

The service for creating time-weighted purchase orders has moved to the main Palette app. As mentioned earlier, your referrals from the Beta version no longer count – only those you bring to Palette Finance will be retained throughout the project.

Order creation remains unchanged, but the status display has been slightly improved: you can now see every step of the execution.

https://app.palette.finance/twaps – desktop.

Or t.me/PaletteFinanceBot/palette – Telegram Mini Apps.

It’s so hard to find SVG logos when you’re an aggregator. Some projects don’t publish any media kit, others combine their logo with text, and some only use PNG. Why make life harder for those who actually want to be closer to you? 😢

Bad projects: TON Hedge, KTON Protocol, TON Whales, Factorial
Good projects: DeDust, Tonstakers, Jvault, Symbiosis, Fiva

Listening to your feedback. Added the number of invitees and bonuses for them.

t.me/PaletteFinanceBot/palette

New DeFi projects on TON blockchain appear every month, but just as many disappear monthly (like Range Finance and Delea Finance recently). They didn’t even get a chance to show their potential. It’s hard for projects on TON at the beginning, but once they gain an audience and TVL, it gets easier.

Right now, it’s hard to call Palette a true DeFi product — and I fully understand that. Let me explain what’s going on.

We’ve built a “big monster” that collects data from your wallet to show it back to you in the form of analytics. And, of course, to better understand who our users are.

Currently, the total balance across all users is $36M — not bad at all.

Once we start factoring in your balance and have full visibility of your assets, we’ll suggest how to allocate them across the TON ecosystem to generate the highest yield.

This will happen gradually — you won’t miss a thing.

Today I was once again reminded how people from EVM networks badly understand TON blockchain — and how much TON community enjoys teasing them for it 😁

When deciding how to launch the project, I chose to start with a tried-and-true approach — a referral system and a simple onboarding.

We based it on the DOGS concept, where users earned points for the life of their Telegram account. But since we’re building a DeFi project, we had to focus on onchain wallet activity — and that’s exactly what we’ve done.

You open the app, connect your wallet — and you’re in. The higher your balance, the more points you earn.

t.me/PaletteFinanceBot/palette

You might say there are already similar projects in TON, but trust me — not like this. If your balance changes — your points change. If your referrals’ balances change — your points also change. It’s all dynamic.

In DeFi, capital matters. This system helps us identify our core audience. Invite whales and get 10% of their balance as points — they’ll remain your referrals for the lifetime of the project.

Later on, this system will be phased out, and the points earned will be locked and rewarded for early adopters.

This is just the very first step of a much bigger product 🎨 @Palette.

Working on a project with multiple people is tough, especially if they haven’t worked together before. One ends up redoing what the other did.

It’s financially draining while the team adjusts to each other, but once synergy kicks in, it works at 200%.

Looks like I’m ready to launch the first stage of Palette Finance. Maybe even today.

Right now, projects on the TON blockchain are divided. Some are adapting to Stars to provide an easy entry for Telegram users, while others are focusing on the most dedicated TON enthusiasts. Who will win?

Bringing a TON blockchain user to your platform is easy. Keeping them is a bit harder. Attracting a wealthy user is even more challenging—you have to find them first. And the only way to retain such a user is through income.

Why do the founders of TON projects create their own channels separately from the project’s official ones? Because personalized business will be a trend in the next couple of years and will outperform anonymous businesses. This is already working in China and the US. Pure cynicism.

There is a clear trend toward aggregators. However, to create a successful and commercially profitable DeFi project on TON, one must either outperform existing solutions or tap into current consumer demand. But demand does not drive the market—it always lags behind the future.

I’m looking at the development of AI in DeFi on other blockchains, not just TON, and I’m wondering: do we even need websites and design if everything can be done in a chat? You type “add liquidity” – the agent does it, you type “swap” – the agent executes the trade. Is design still relevant? 🎨

People are divided into two camps: those who see the potential of TON and those who see its problems. But if the ecosystem finds balance, these groups can unite into a strong community.

Logo. While we faced some challenges with the TONDeFi logo, things went a bit smoother with Palette. Here are the logo options we considered. Which one do you like best?

“A strong DeFi project is nothing without its community… Marketing is about building trust and long-term engagement, where users feel like they are part of something bigger” — Uniswap founder Hayden Adams.

Word-of-mouth is a powerful growth driver: satisfied users become product ambassadors.

So, I promised to share everything that is happening with the project. Remember – openness equals trust.

Naming. Initially, we were called TONDe.fi, demonstrating that it was the entry point to all DeFi on TON, but experienced individuals advised us not to focus on TON in the name and to choose a more abstract name for the project. Now we are 🎨 Palette Finance (@Palette)

900!

As long as there remain people willing to develop DeFi and other areas, the TON ecosystem has every chance to grow ⌨️

When creating the Telegram Mini app, it's very expensive to do everything beautifully from the start.

Username with a simple word - minimum $2k.
Attach it to a bot - $3k (1000 TON).
To register a company - $10k.

And that's without taking into account development 🍿 Now it's clear why projects are suffering.

Of course, you can do with a standard bot, a server for $12 and get a 10% commission from users (Hi, Mr. Freeman), but these are isolated cases.

If you want it done nice and right, you're going to have to pay.

«Build DeFi products for holders who long Toncoin. The rest will follow.» - Steve Yun, TVM Ventures

I partly agree, but DeFi must also attract new users—through convenience, simplicity, and potentially high returns. If all three factors come together, it benefits everyone: users, the project, and the entire ecosystem.

Protocol audits are certainly good, but trust can also be earned in other ways. The code can be reviewed by experts, yet true confidence arises when every participant understands where liquidity is held and how the smart contracts work.

If you clearly explain how these protocols function, it becomes much easier to inspire people to join in. Fortunately, TON has Telegram, where everyone is ready to help.

Some Telegram Mini Apps (TMA) on TON check the screen size and display a QR code with a message like “Connect from a mobile phone.” This is a bad practice.

If I open a Mini App on a PC, it means that’s what’s convenient for me. Either create a full-fledged desktop version + TMA or ensure good adaptability of your TMA interface for any device.

Protocols with strong UI/UX gather more liquidity.

DeFi projects on the TON blockchain will no longer seem like a “black box” if we simplify the terminology. When technology and terms are easy to understand, users are more willing to try and invest.

My first experiment is to reactivate people who joined TON through Notcoin, Hamster Combat, and other Telegram Mini Apps, collected their airdrop, and left. They already have a wallet, possibly even some tokens, but they are inactive.

The goal is to bring these users back, help them get comfortable with TON, and eliminate their fear of complex DeFi products.

I want to make it clear right away that I (Vudi) will personally run this channel, focusing on social DeFi on the TON blockchain. All content will be exclusively in English, even though 80% of the audience here is currently Russian-speaking. I hope for your understanding.

This channel will be dedicated to hypothesis testing, experiments, the development of a major DeFi project on TON, and its announcements. The project’s interface and documentation will be available in multiple languages: English, Russian, and possibly Chinese.

For the first time, I’m not asking for money — what matters most to me are your reactions and support 👀

After analyzing DeFi projects on other blockchains, it’s clear that Twitter is typically their main communication channel. Even if they have a Telegram channel, it often just mirrors Twitter posts. That approach doesn’t suit the TON ecosystem: here, Telegram always comes first, followed by Twitter.

Many TON projects remain too secretive, but honest statistics and open data are the best way to build trust. When metrics and results are clear, people are more willing to use and invest in a product.

I once thought crypto needed intrigue and hidden formulas, but practice shows the more open you are, the more trust you earn. As we develop our solution, I’ll be as transparent as possible, and I’ll share all the details very soon.

There are currently no economically sustainable projects on the TON blockchain. All the existing ones rely on short-term manipulations. Long-term success calls for focusing on people’s real needs rather than quick profits. When developers and investors prioritize users, an ecosystem is born that grows stronger year after year.

«I can’t figure out why some TON devs keep replicating the same DeFi ideas. We already have 5+ teams on CLLMs and 5+ on Perp DEXs – both markets have leaders. Build something truly new instead of fighting in a red ocean.» - Inal, TON Ventures

I’m convinced that many people don’t even know what a CLLM is or how to use it. The TON ecosystem needs a simple, user-friendly product, which is exactly what we’re working on right now.

DeFi projects on the TON blockchain won’t seem like a “black box” if we simplify all the terminology. When both the technology and its terms are easy to understand, users become more eager to try and invest.

Real success is measured by satisfied users. The simpler and more profitable it is to engage with TON DeFi, the more value we create for everyone.

According to a private survey, many people know no more than five DeFi projects on the TON blockchain (two DEXs, two lending platforms, and one perp), even though there are actually more than 30, some offering even higher returns.

We plan to address this lack of awareness and present users with a wide range of the most profitable projects.

Telegram and the TON blockchain have learned to simplify GameFi down to a single tap. Now it’s time to simplify DeFi to a single click.

Believe in DeFi.

You asked for reactions — we’re turning them on. Everything for the community.

Don’t create projects solely for your own benefit — create them for the benefit of the community. Right now, in TON, we can see examples where projects are launched for the profit of specific companies, leaving users on the back burner. As a result, the community doesn’t receive real value, starts losing trust, and spreads FUD on social media.

For a project to be successful, it must not just exist, but solve real community problems, bring value and benefits to all participants. Only this way can we build something truly valuable and long-lasting.

The main problem with all DeFi projects on TON blockchain is the lack of an active community. No matter what project you build or how much funding you raise, it cannot thrive without an engaged user base.

In TON ecosystem, users still don’t fully understand the concept of smart money, as a significant portion of the audience comes from tap-to-earn games and mempads. If the community is educated and given an easy entry into DeFi, the ecosystem can evolve into something much more than just financial instruments.

That's what we're doing right now.

Over the past few days, we’ve received a lot of feedback on the twaps.tonde.fi project, and today we have finished fixing the errors you discovered. Thank you for your vigilance—we will continue to improve the product.

Very soon, TWAPs will become part of a major social DeFi project.

Today the new TWAPS product was launched.

https://twaps.tonde.fi

What is it? TWAP (Time-Weighted Average Price) is an algorithmic order execution strategy that divides a large trade into equal parts and executes them at equal time intervals. The goal is to get the average price for a certain period.

This is the first step towards creating a large-scale DeFi project in the TON ecosystem.

Very soon DeFi on TON will be clear and easily accessible. Subscribe, there are a lot of interesting things to come.